{"id":116,"date":"2026-09-22T13:15:52","date_gmt":"2026-09-22T13:15:52","guid":{"rendered":"https:\/\/tangazadital.co.ke\/?p=116"},"modified":"2026-09-22T13:15:52","modified_gmt":"2026-09-22T13:15:52","slug":"%f0%9d%90%8a%f0%9d%90%9e%f0%9d%90%a7%f0%9d%90%b2%f0%9d%90%9a%f0%9d%90%ac-%f0%9d%90%81%f0%9d%90%9a%f0%9d%90%a7%f0%9d%90%a4%f0%9d%90%a2%f0%9d%90%a7%f0%9d%90%a0-%f0%9d%90%92%f0%9d%90%9e","status":"publish","type":"post","link":"https:\/\/tangazadital.co.ke\/?p=116","title":{"rendered":"\ud835\udc0a\ud835\udc1e\ud835\udc27\ud835\udc32\ud835\udc1a\u2019\ud835\udc2c \ud835\udc01\ud835\udc1a\ud835\udc27\ud835\udc24\ud835\udc22\ud835\udc27\ud835\udc20 \ud835\udc12\ud835\udc1e\ud835\udc1c\ud835\udc2d\ud835\udc28\ud835\udc2b \ud835\udc12\ud835\udc2d\ud835\udc2b\ud835\udc1e\ud835\udc27\ud835\udc20\ud835\udc2d\ud835\udc21\ud835\udc1e\ud835\udc27\ud835\udc2c \ud835\udc1a\ud835\udc2c \ud835\udc03\ud835\udc1e\ud835\udc29\ud835\udc28\ud835\udc2c\ud835\udc22\ud835\udc2d\ud835\udc2c, \ud835\udc0f\ud835\udc2b\ud835\udc28\ud835\udc1f\ud835\udc22\ud835\udc2d\ud835\udc2c \ud835\udc11\ud835\udc22\ud835\udc2c\ud835\udc1e"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">NAIROBI \u2014 Kenya\u2019s banking sector strengthened its financial position in 2025, with higher customer deposits, stronger profitability and improved asset quality, according to the Central Bank of Kenya\u2019s Bank Supervision Annual Report 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The report shows that total net assets in the banking sector increased by 10.3 per cent, rising from KSh7.57 trillion in December 2024 to KSh8.35 trillion at the end of 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Customer deposits also recorded strong growth, increasing by 11.6 per cent to KSh6.12 trillion, up from KSh5.48 trillion a year earlier. CBK attributed the increase largely to deposit mobilisation initiatives by commercial banks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The sector\u2019s profitability improved significantly during the year. Profit before tax rose by KSh46 billion, or 17.7 per cent, to KSh306.3 billion, compared with KSh260.3 billion in December 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CBK said the increase in profitability was mainly driven by a larger reduction in total expenses, which fell by KSh67.4 billion during the year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The banking sector also maintained strong capital and liquidity buffers. The total capital adequacy ratio stood at 20.7 per cent in December 2025, comfortably above the regulatory minimum of 14.5 per cent. The average liquidity ratio rose to 59.3 per cent, compared with 55.8 per cent in December 2024 and well above the statutory minimum of 20 per cent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The report further points to an improvement in asset quality. Gross non-performing loans declined marginally to KSh696.9 billion from KSh697.3 billion, while the ratio of gross non-performing loans to gross loans fell from 17.1 per cent to 16.0 per cent. CBK attributed the improvement to repayments, recoveries and increased new lending.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>NAIROBI \u2014 Kenya\u2019s banking sector strengthened its financial position in 2025, with higher customer deposits, stronger profitability and improved asset quality, according to the Central Bank of Kenya\u2019s Bank Supervision Annual Report 2025. The report shows that total net assets in the banking sector increased by 10.3 per cent, rising from KSh7.57 trillion in December [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-116","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=\/wp\/v2\/posts\/116","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=116"}],"version-history":[{"count":1,"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=\/wp\/v2\/posts\/116\/revisions"}],"predecessor-version":[{"id":117,"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=\/wp\/v2\/posts\/116\/revisions\/117"}],"wp:attachment":[{"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=116"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=116"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tangazadital.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}